Article
Monte Carlo Simulation Instead of an Annual Budget: Financial Modeling in the Fog of War
How can a Ukrainian CFO transition from the illusion of a precise annual budget to a probabilistic model: Monte Carlo simulation, cash gap management. How to replace a dysfunctional annual budget with a Monte Carlo simulation? Financial modeling in wartime: managing uncertainty, calculating the probability of cash gaps, and preparing a business for P10/P90 scenarios.
13.01.2026
Article
Private Wealth: How to Explain the Origin of Capital to a Bank with a Complex Structure
If you have a structure at the level of UA OpCo → EU holding → personal assets, the bank evaluates not "how much money is in the account," but how coherently and documented its history is. In 2025, "just a statement" almost never resolves issues—especially for Ukrainian capital and real estate/investment transactions in the EU. This article explains how compliance sees your structure, what Source of Funds (SoF) and Source of Wealth (SoW) are in practice, what documents are actually required, and how to assemble a convincing SoW/SoF dossier if there are gaps in the history.
24.12.2025
Cases
LigLex case study: how we strengthened a Dutch holding’s substance—directors, functions, office setup, evidence pack. Outcome: lower risk, smoother bank KYC, higher deal readiness.
A 3-in-1 substance audit (tax/bank/investor) and a strengthening roadmap for an NL HoldCo: governance, intercompany, evidence. Built for KYC and due diligence.
16.12.2025
Cases
Family Office case study 2025: How a Family Office saves a business owner time and money
A Family Office is often misunderstood as a «luxury add-on». For a business owner with $5–50M of family capital, it is mainly an operating system: decision rights, data consolidation, controls, and cross-jurisdiction coordination. Without that system, the owner becomes the coordinator of last resort — across banks, brokers, real estate, holding entities, advisers, compliance requests, and family spending.
In practice, that fragmentation can consume 20–30+ hours per month in administrative load. It also creates a slow leak of money: duplicated fees, avoidable withholding frictions, documentation errors, and increased probability of banking delays — especially as transparency and AML expectations keep rising (CRS/AEOI logic, EU AML package).
12.12.2025